Home Mortgage Loans: What to Do When Rules Tighten http://www.hqpress.com/business/home-mortgage-l... The speedy growth in the use of non-traditional home mortgage loans, particularly among less creditworthy borrowers in the population has alerted regulators who now want to tighten up requirements for those who want to avail of the loans. This generally implies that lenders are obliged to squeeze underwriting requirements including less dependence upon credit scores and more reliance on documented proof of one�s income and repayment capacity.
